Rates
- $80 for 50 minute in-person therapy session (this includes sessions with virtual reality and/or biofeedback)
- $100 for 90 minute intake session
- $80 for 50 minute telehealth/video therapy session
- $40 for 30 minute telehealth/video therapy session
*I have limited reduced rate slots through the Open Path Psychotherapy Collective, based on financial need. Please visit Open Path for details.
**Telehealth is offered only to clients residing in Pennsylvania
Insurance
In order to provide high quality, focused, evidence-based specialty services, I choose to not be an in-network provider. I work with many clients on an out-of-network basis or direct self-pay. My education, training, and license qualify for out-of-network reimbursement. I can provide all the information necessary and guide you through the process in filing your own claims.
How self-pay without insurance claims may benefit you:
1. You are in control of your care, including choosing your therapist, length of treatment, types of treatment, etc.
2. Increased privacy and confidentiality (except for legal limits of confidentiality).
3. Not having a mental health disorder diagnosis on your medical record (which could negatively impact future job, insurance, or legal).
4. Consulting about non-psychiatric or diagnostic issues that are important to you and aren’t billable by insurance, such as learning how to cope with life changes, gaining more effective communication techniques for your relationships, increasing personal insight, wellness, and developing healthy new skills.
Out-of-Network Providers vs. In-Network Providers
In-Network Provider means the therapist has applied and been approved by your insurance company for a contract that the therapist will provide services at a certain rate in exchange for referrals and listing in the insurance database. You will owe a co-pay each session. The therapist files a claim with the insurance company to obtain the rest of the amount agreed on in the contract.
Pros of using In-Network Provider:
You only owe a co-pay at the time of the session.
Cons of using In-Network Provider:
Insurance companies sometimes decline very qualified therapists to be In-Network if they are not a part of a large group practice, not connected to a large hospital system, or if the local market is deemed “too saturated” by the insurance company. Insurance companies dictate how much they will pay therapists, and can require therapists to accept a certain number of clients from the company to stay in-network. This can result in the therapist seeing more clients than they can provide high quality services for and seeing clients with conditions the therapist may not have a lot of knowledge in (generalist therapist vs. specialty therapist). This limits your choice, especially for therapists with niche specialities.
Sometimes the In-Network co-pay is just as high as the Out-of-Network co-pay.
Out-of-Network Provider only means the therapist does not have a contract with your insurance company. The out-of-network therapist can either file for out-of-network claims to be paid directly to the therapist, or directly reimbursed to the client after the client self-pays. Reimbursement directly to clients are usually quicker and more efficient, especially using an app like Reimbursify.
Pros of using Out-of-Network Provider:
You get to choose your own therapist based on expertise and compatibility, rather than choosing from a list of therapists your insurance company chooses.
Cons of using Out-of-Network Provider:
Deductibles and co-pays can be higher than using In-Network therapists.
Please contact your insurance company to verify how your plan compensates you for out-of-network psychotherapy services.
Asking these questions to your insurance provider helps determine your benefits:
- Does my health insurance plan include mental health benefits?
- What is the process for filing my own claims for reimbursement?
- Do I have a deductible? If so, what is it and have I met it yet?
- What is the process for seeing an out-of-network provider?
- Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
- Do I need written approval from my primary care physician in order for services to be covered?
Payment
HSA (health Savings Account), cash, check, debit, and all major credit cards are accepted as forms of payment. Payment is due at the time of service.
Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the session.
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!